Full-service account.
No hidden fees.

Sunkissed skinny dip



Open Account

0.5% cash back all purchases

No account fees


Extra cash back at select merchants

Lock your card in-app


KOHO Premium

$84 annual or $9/month

30 day free trial

Open Premium Account

2% cash back on transportation, groceries, and restaurants

No fx fees

Financial coaching

1 free international ATM withdrawal per month

Price matching

Blueberried Caviar

KOHO Joint


Open Joint Account

0.5% cashback all purchases

Easily share finances

Extra cash back at select merchants

Shared savings goals

Instant notifications when you and your partner spend

KOHO Metal Cards

For the first time in Canada, Metal Cards are now available without account minimums or fees. It’s 16g of pure style.

Price with 2 referrals


Or $159 without 2 referrals

Get Metal




The KOHO Visa* Prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int. *Trademark of Visa Int., used under license. **These services are provided by Service Providers, including Visa, Peoples Trust Company and Galileo Processing. Learn more about your finances with Visa Practical Money Skills.