About the author

Sam Boyer
Sam Boyer spends, invests, budgets, and writes. He enjoys writing about things he wishes he’d learned earlier — like spending, investing, and budgeting. A journalist originally from New Zealand, Sam has written extensively about consumer affairs, insurance, travel, health, and crime.
Blog posts by
Sam Boyer

Minimum credit score required for a mortgage
6 mins
Sam BoyerLearn the importance of credit scores, what score is needed for a mortgage, and how to improve your score to get the best rates. Find out how to check your score, how to build it up, and what to do if it's still low.
Minimum credit score required for a mortgage
6 mins
Sam Boyer
Learn the importance of credit scores, what score is needed for a mortgage, and how to improve your score to get the best rates. Find out how to check your score, how to build it up, and what to do if it's still low.
#mortgage
#credit score

What are the alternatives to savings accounts?
6 mins
Sam BoyerMost of us have a traditional savings account. But is your traditional savings account the best place to keep your savings? Let’s look at the options.
What are the alternatives to savings accounts?
6 mins
Sam Boyer
Most of us have a traditional savings account. But is your traditional savings account the best place to keep your savings? Let’s look at the options.
#savings account
#personal finance
#saving
#interest rates

Is it bad to not have a credit card?
5 mins
Sam BoyerWhat’s the deal with credit cards, anyway? Do I even need one? Let’s find out.
Is it bad to not have a credit card?
5 mins
Sam Boyer
What’s the deal with credit cards, anyway? Do I even need one? Let’s find out.
#credit card
#personal finance
#credit score

What is a virtual card?
5 mins
Sam BoyerThere really isn’t much your cell phone can’t do these days. Smartphones keep getting smarter and smarter – replacing the need to carry separate items like cameras, music players, maps, planners, games.
What is a virtual card?
5 mins
Sam Boyer
There really isn’t much your cell phone can’t do these days. Smartphones keep getting smarter and smarter – replacing the need to carry separate items like cameras, music players, maps, planners, games.
#credit cards
#virtual card
#prepaid card

What are the benefits of prepaid cards?
5 mins
Sam BoyerRead on to learn more about prepaid cards, why they’re great, and how they’re useful.
What are the benefits of prepaid cards?
5 mins
Sam Boyer
Read on to learn more about prepaid cards, why they’re great, and how they’re useful.
#prepaid cards
#credit card
#reloadable prepaid card
#budgeting

Pros and cons of retiring early
4 mins
Sam BoyerThinking of breaking from the daily grind of the 9-5 life? If you’re thinking of retiring early, there’s plenty to consider. Read the pros and cons here.
Pros and cons of retiring early
4 mins
Sam Boyer
Thinking of breaking from the daily grind of the 9-5 life? If you’re thinking of retiring early, there’s plenty to consider. Read the pros and cons here.
#early retirement
#retirement
#fire
#financial independence