Free for you, freeing for your employees
Empower your employees with daily access to their paycheque with Instant Pay.
What is Instant Pay?
Instant Pay is a free payroll benefit that gives employees on-demand access to their pay. Instead of waiting for their paycheque every two weeks, employees can now cash out up to 50% of their pay earned every workday on a daily basis.
What’s in it for you?
Boost employee loyalty
Increase employee performance and wellness while reducing absenteeism and turnover.
Stand out from the crowd
Differentiate your business from competitors to attract and retain the best talent.
Seamless and quick integration
No added costs to the business or changes to the payroll process.
KOHO funds every Instant Pay request and handles all employee support, so you won’t have to worry about a thing.
Trusted by Canada’s top employers
See how Instant Pay works
If you're an employer, schedule a quick chat with us and we’ll show you what Instant Pay is all about in 10 minutes — tops.
There is no cost to the company; Instant Pay is free to implement.
Transfers to the KOHO card are free; otherwise, a small fee will apply.
KOHO is a full-service account that offers a whole suite of money management tools. This includes automated savings features such as RoundUps and Saving Goals. Users can also get cash back on every purchase, and earn interest on their entire account. We even offer a credit building tool.
Yes! KOHO is offered in both English and French across Canada.
It won’t! You’ll be able to run payroll like normal.