You get $20, they get $20
How it works
You can refer up to 50 friends, which means you can earn up to $1000 from our referral program.
Nope! Your friend can make their first purchase online or in-person using their physical or virtual card. We’re flexible!
Give them a nudge via text! We’ve even drafted a message for you to make things a little easier. Find it in-app by tapping Perks > Refer & earn > Learn more.
Awesome — welcome to KOHO! You can enter the referral code during the last step of your sign-up.
Terms & Conditions
Any referral must be made by a legitimate KOHO user with an account in good standing. We reserve the right to suspend or limit usage on your account if we believe you are acting outside the intended usage of KOHO.
In the event your account is suspended or limited, we will reach out to you and offer remedial solutions and give you the opportunity to explain your usage.
We may, at our sole discretion, suspend, terminate or change the terms and requirements of the Referral Program.